What happens if a broker fails to provide disclosures to a client upon request?

When a broker fails to provide disclosures to a client upon request, it can lead to potential legal action. This is because brokers have a legal obligation to disclose certain information to clients, which is essential for informed decision-making in real estate transactions. The failure to provide these disclosures can be seen as a breach of fiduciary duty, leading clients to seek recourse through legal means. In many jurisdictions, including Kentucky, compliance with disclosure laws is taken seriously, and brokers who do not adhere to these requirements can face significant legal repercussions, including lawsuits or claims against their professional conduct.

The other options, such as no consequences or a warning, do not align with the seriousness of the obligation brokers have to their clients. While immediate license suspension might be a possible outcome in extreme cases of misconduct, it's not the standard or immediate response for a failure to provide disclosures. Therefore, the most appropriate consequence for this situation is the potential for legal action.