When is the seller's disclosure form required to be completed?

The seller's disclosure form is required to be completed at the time of listing the property. This requirement is crucial because it ensures that potential buyers are informed about any known issues or defects related to the property before they proceed with the purchase process. By providing this information upfront, sellers can foster transparency and build trust with prospective buyers, which is vital in real estate transactions.

Completing the seller's disclosure at the listing stage also facilitates a more efficient property showing process and helps to mitigate potential disputes that may arise after an agreement is reached. When buyers receive this disclosure early, they are better equipped to make informed decisions regarding their offers and can identify any concerns that require further investigation.

In contrast, completing the disclosure at closing or during the appraisal process would be too late in the transaction, potentially leading to misunderstandings or dissatisfaction from the buyer’s side. If the form is worked on only when a buyer expresses interest or makes an offer, the seller may miss the opportunity to clarify important details that could affect a buyer's willingness to purchase.